For a number of reasons, some merchants are fairly or unfairly categorized as high risk, enhanced risk or unqualified by some payment processing companies. Either the nature of your product or service is deemed risky due to return rates, risk of chargebacks or your business is viewed as unstable from an insufficient funds perspective. Perhaps your particular industry has a high rate of failure that creates risks concerning pre and post sales/service fulfillment. Some industries have stricter regulations (or few regulations). All these factors and more can brand the business with an unsavory reputation that make many banks avoid them. Next Stage Payments is able and willing to help these businesses navigate this challenging and often frustrating process.